/* Simple.solar — site styles */
:root{
  --ink:#16233F; --ink-2:#2E3B57; --slate:#5B6676; --line:rgba(22,35,63,.13);
  --sun:#FFC23D; --sun-deep:#E59A00; --sun-soft:#FFF3D1;
  --leaf:#1D8A57; --leaf-soft:#E2F4EA; --red:#B4372B;
  --paper:#F6F9FC; --card:#FFFFFF; --bg:#FFFFFF;
  --focus:#2F6FEB;
  --r-lg:22px; --r:14px; --r-sm:9px;
  --wrap:1180px; --read:720px;
  --f-head:"Bricolage Grotesque",ui-sans-serif,system-ui,sans-serif;
  --f-body:"Atkinson Hyperlegible",ui-sans-serif,system-ui,sans-serif;
  color-scheme:light;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --ink:#EAF0FA; --ink-2:#C9D3E4; --slate:#9CA8BA; --line:rgba(234,240,250,.14);
  --sun-soft:#3A2F12; --leaf-soft:#123526; --paper:#0F1828; --card:#152038; --bg:#0B1322; color-scheme:dark;
}}
:root[data-theme="dark"]{
  --ink:#EAF0FA; --ink-2:#C9D3E4; --slate:#9CA8BA; --line:rgba(234,240,250,.14);
  --sun-soft:#3A2F12; --leaf-soft:#123526; --paper:#0F1828; --card:#152038; --bg:#0B1322; color-scheme:dark;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.62 var(--f-body);overflow-x:hidden}
img,svg{max-width:100%;height:auto}
a{color:inherit;text-decoration-color:var(--sun-deep);text-underline-offset:3px;text-decoration-thickness:2px}
a:hover{text-decoration-color:currentColor}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--f-head);line-height:1.12;letter-spacing:-.015em;margin:0 0 .5em;font-weight:700}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem);letter-spacing:-.03em}
h2{font-size:clamp(1.55rem,2.8vw,2.25rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.read{max-width:var(--read)}
.skip{position:absolute;left:-999px;top:0;background:var(--sun);color:#16233F;padding:8px 14px;z-index:99}
.skip:focus{left:8px}

/* Owner bar (top of every page) */
.ownerbar{background:var(--ink);color:var(--bg);font-size:.88rem;line-height:1.35;text-align:center;padding:7px 16px}
:root[data-theme="dark"] .ownerbar{background:#FFC23D;color:#16233F}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .ownerbar{background:#FFC23D;color:#16233F}}
.ownerbar a{color:inherit;font-weight:700}

/* Header */
.site-head{position:sticky;top:0;z-index:40;background:color-mix(in srgb,var(--bg) 92%,transparent);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.head-row{display:flex;align-items:center;gap:18px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font:800 1.32rem/1 var(--f-head);letter-spacing:-.03em}
.brand svg{width:34px;height:34px;flex:none}
.brand span b{color:var(--sun-deep)}
nav#nav{margin-left:auto}
nav#nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;align-items:center}
nav#nav a{display:block;padding:8px 12px;border-radius:999px;text-decoration:none;font-weight:700;font-size:.97rem;color:var(--ink-2)}
nav#nav a:hover,nav#nav a[aria-current="page"]{background:var(--paper);color:var(--ink)}
.head-cta{margin-left:6px}
.icon-btn{flex:none;background:none;border:1px solid var(--line);color:var(--ink);width:40px;height:40px;border-radius:50%;cursor:pointer;display:grid;place-items:center}
.menu-btn{display:none}
@media (max-width:980px){
  .menu-btn{display:grid;margin-left:auto}
  nav#nav{position:absolute;left:0;right:0;top:100%;background:var(--bg);border-bottom:1px solid var(--line);display:none;padding:10px 16px 18px}
  nav#nav.open{display:block}
  nav#nav ul{flex-direction:column;align-items:stretch}
  .site-head .head-cta{display:none}
}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border-radius:999px;border:2px solid transparent;font:700 1rem/1.1 var(--f-body);text-decoration:none;cursor:pointer;transition:transform .12s ease,background .12s ease}
.btn:active{transform:translateY(1px)}
.btn.sun{background:var(--sun);color:#16233F}
.btn.sun:hover{background:#FFB30F}
.btn.ink{background:var(--ink);color:var(--bg)}
.btn.ghost{border-color:var(--line);color:var(--ink);background:transparent}
.btn.ghost:hover{border-color:var(--ink)}
.btn.small{min-height:40px;padding:8px 16px;font-size:.93rem}
.btn[disabled]{opacity:.6;cursor:wait}

/* Hero */
.hero{background:var(--paper);border-bottom:1px solid var(--line);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:44px;align-items:center;padding:56px 0 60px}
.hero h1{max-width:13ch}
.hero .lede{font-size:1.18rem;color:var(--ink-2);max-width:46ch}
.calc-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r-lg);padding:22px 22px 18px;box-shadow:0 18px 40px -26px rgba(22,35,63,.45)}
.arc-wrap{position:relative}
.arc-wrap svg{display:block;width:100%}
.arc-readout{position:absolute;left:0;right:0;bottom:6px;text-align:center}
.arc-readout .big{font:800 clamp(2.2rem,5vw,3rem)/1 var(--f-head);letter-spacing:-.03em;color:var(--leaf)}
.arc-readout .small{color:var(--slate);font-size:.93rem}
.ctrl{margin-top:14px}
.ctrl label{display:flex;justify-content:space-between;font-weight:700;font-size:.95rem;margin-bottom:6px}
.ctrl output{color:var(--ink);font-family:var(--f-head)}
input[type=range]{width:100%;accent-color:var(--sun-deep);height:28px}
.calc-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:16px 0 12px;padding:0;list-style:none}
.calc-facts li{background:var(--paper);border-radius:var(--r-sm);padding:9px 10px;font-size:.84rem;color:var(--slate)}
.calc-facts b{display:block;font:800 1.12rem/1.2 var(--f-head);color:var(--ink)}
.fine{font-size:.82rem;color:var(--slate)}
@media (max-width:900px){.hero-grid{grid-template-columns:minmax(0,1fr);padding:36px 0 40px;gap:26px}}

/* Sections */
section.band{padding:64px 0}
section.band.paper{background:var(--paper);border-block:1px solid var(--line)}
.sec-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:26px;flex-wrap:wrap}
.sec-head p{color:var(--slate);margin:0;max-width:56ch}

/* Three roads */
.roads{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;background:var(--card)}
.road{padding:28px 26px;border-right:1px solid var(--line);display:flex;flex-direction:column;gap:10px}
.road:last-child{border-right:0}
.road svg{width:58px;height:58px}
.road .meta{color:var(--slate);font-size:.93rem}
.road a.more{margin-top:auto;font-weight:700}
@media (max-width:860px){.roads{grid-template-columns:1fr}.road{border-right:0;border-bottom:1px solid var(--line)}.road:last-child{border-bottom:0}}

/* Generic grids */
.grid-2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-2{grid-template-columns:minmax(0,1fr)}}
@media (max-width:560px){.grid-3,.grid-4{grid-template-columns:minmax(0,1fr)}}
.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.panel.sunny{background:var(--sun-soft);border-color:transparent}
.panel.leafy{background:var(--leaf-soft);border-color:transparent}

/* Guide list */
.glist{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:0 36px}
.glist li{border-top:1px solid var(--line)}
.glist a{display:grid;grid-template-columns:1fr auto;gap:4px 14px;padding:16px 2px;text-decoration:none}
.glist a strong{font:700 1.1rem/1.3 var(--f-head)}
.glist a span{grid-column:1;color:var(--slate);font-size:.93rem}
.glist a em{grid-row:1/3;grid-column:2;align-self:center;font-style:normal;font-size:.82rem;color:var(--slate);white-space:nowrap}
.glist a:hover strong{text-decoration:underline;text-decoration-color:var(--sun-deep)}
@media (max-width:760px){.glist{grid-template-columns:1fr}}

/* Tool tiles */
.tool{display:flex;flex-direction:column;gap:8px;padding:22px;border-radius:var(--r);border:1px solid var(--line);background:var(--card);text-decoration:none}
.tool:hover{border-color:var(--ink)}
.tool svg{width:40px;height:40px}
.tool strong{font:700 1.12rem/1.25 var(--f-head)}
.tool span{color:var(--slate);font-size:.94rem}

/* Lead band */
.lead-band{background:var(--ink);color:#fff;border-radius:var(--r-lg);padding:38px;display:grid;grid-template-columns:1.1fr 1fr;gap:34px;align-items:center}
.lead-band h2{color:#fff}
.lead-band p{color:#CDD6E6}
.lead-band ul{margin:0;padding-left:1.1em;color:#E6ECF6}
:root[data-theme="dark"] .lead-band{background:#1C2B4A}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .lead-band{background:#1C2B4A}}
@media (max-width:860px){.lead-band{grid-template-columns:minmax(0,1fr);padding:26px}}

/* Forms */
.form{display:grid;gap:14px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:560px){.form .row{grid-template-columns:1fr}}
.form label{display:block;font-weight:700;font-size:.95rem;margin-bottom:5px}
.form input:not([type=checkbox]):not([type=radio]):not([type=range]),.form select,.form textarea{width:100%;font:inherit;color:var(--ink);background:var(--card);border:1.5px solid var(--line);border-radius:var(--r-sm);padding:12px 13px;min-height:48px}
.form textarea{min-height:120px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--focus);outline:none;box-shadow:0 0 0 3px color-mix(in srgb,var(--focus) 25%,transparent)}
.hp{position:absolute!important;left:-5000px!important;height:1px;overflow:hidden}
.form-status{margin:0;font-weight:700;min-height:1.4em}
.form-status.ok{color:var(--leaf)}
.form-status.err{color:var(--red)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--slate);font-weight:400!important}
.check input{margin-top:4px;width:18px;height:18px;accent-color:var(--leaf);flex:none}
.choices{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
.choices label{margin:0;cursor:pointer}
.choices input{position:absolute;opacity:0}
.choices span{display:flex;flex-direction:column;gap:2px;border:1.5px solid var(--line);border-radius:var(--r-sm);padding:13px 14px;font-weight:700;background:var(--card);min-height:56px;justify-content:center}
.choices span small{font-weight:400;color:var(--slate)}
.choices input:checked+span{border-color:var(--leaf);background:var(--leaf-soft)}
.choices input:focus-visible+span{outline:3px solid var(--focus);outline-offset:2px}
.steps-bar{display:flex;gap:6px;margin-bottom:8px}
.steps-bar i{flex:1;height:6px;border-radius:9px;background:var(--line)}
.steps-bar i.on{background:var(--sun-deep)}
.step-nav{display:flex;gap:10px;justify-content:space-between;flex-wrap:wrap}
.lead-shell{background:var(--card);color:var(--ink);border-radius:var(--r-lg);padding:24px;border:1px solid var(--line)}
.step-q{font:700 1.3rem/1.25 var(--f-head);margin:0 0 4px}
.trust{display:flex;flex-wrap:wrap;gap:8px 18px;color:var(--slate);font-size:.88rem;margin-top:6px;padding:0;list-style:none}
.trust li::before{content:"✓ ";color:var(--leaf);font-weight:700}

/* Page heads + article */
.page-head{padding-top:46px;padding-bottom:24px}
.page-head .lede{font-size:1.15rem;color:var(--ink-2);max-width:60ch}
.crumbs{font-size:.88rem;color:var(--slate);margin-bottom:10px}
.crumbs a{color:var(--slate)}
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;padding-bottom:56px}
@media (max-width:980px){.article-grid{grid-template-columns:minmax(0,1fr)}}
.prose{max-width:var(--read)}
.prose h2{margin-top:1.7em;font-size:1.65rem}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.25em}
.prose li{margin-bottom:.4em}
.prose table{width:100%;border-collapse:collapse;margin:1.2em 0;font-size:.95rem;display:block;overflow-x:auto}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{font-family:var(--f-head);background:var(--paper)}
.answer{background:var(--sun-soft);border-radius:var(--r);padding:18px 20px;margin:0 0 1.4em}
.answer strong:first-child{display:block;font-family:var(--f-head);font-size:1.05rem;margin-bottom:4px}
.note{border-left:4px solid var(--leaf);padding:4px 0 4px 16px;margin:1.3em 0;color:var(--ink-2)}
.byline{color:var(--slate);font-size:.9rem;margin-bottom:18px}
aside.side{display:flex;flex-direction:column;gap:18px}
aside.side .sticky{position:sticky;top:90px;display:flex;flex-direction:column;gap:18px}
.toc ol{padding-left:1.2em;margin:0;font-size:.93rem}
.toc li{margin:.3em 0}

/* Ad slots */
.ad-slot{margin:28px auto;text-align:center;min-height:0}
.ad-slot:empty{display:none}
.ad-slot .ad-label{display:block;font-size:.72rem;color:var(--slate);margin-bottom:4px}

/* Videos */
.yt{position:relative;aspect-ratio:16/9;border-radius:var(--r);overflow:hidden;background:#000 center/cover no-repeat;border:0;width:100%;cursor:pointer;display:block;padding:0}
.yt::after{content:"";position:absolute;inset:0;margin:auto;width:68px;height:48px;background:no-repeat center/68px 48px url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 68 48'%3E%3Cpath d='M66.5 7.7A8.5 8.5 0 0 0 60.5 1.6C55.2 0 34 0 34 0S12.8 0 7.5 1.6a8.5 8.5 0 0 0-6 6.1C0 13 0 24 0 24s0 11 1.5 16.3a8.5 8.5 0 0 0 6 6.1C12.8 48 34 48 34 48s21.2 0 26.5-1.6a8.5 8.5 0 0 0 6-6.1C68 35 68 24 68 24s0-11-1.5-16.3z' fill='%23f00'/%3E%3Cpath d='M45 24 27 14v20' fill='%23fff'/%3E%3C/svg%3E")}
.yt iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.vid figcaption{margin-top:8px;font-weight:700;font-family:var(--f-head);line-height:1.3}
.vid figcaption small{display:block;font-weight:400;font-family:var(--f-body);color:var(--slate)}
.vid{margin:0}

/* Tables (data) */
.data{width:100%;border-collapse:collapse;font-size:.95rem}
.data th,.data td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left}
.data th{font-family:var(--f-head);background:var(--paper);position:sticky;top:0}
.data td.num,.data th.num{text-align:right;font-variant-numeric:tabular-nums}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r)}
.data tr:hover td{background:var(--paper)}

/* Tool layout */
.tool-grid{display:grid;grid-template-columns:minmax(0,420px) minmax(0,1fr);gap:28px;align-items:start;padding-bottom:30px}
@media (max-width:900px){.tool-grid{grid-template-columns:1fr}}
.result{background:var(--paper);border-radius:var(--r-lg);padding:24px;border:1px solid var(--line)}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-bottom:16px}
.kpi{background:var(--card);border-radius:var(--r-sm);padding:14px;border:1px solid var(--line)}
.kpi b{display:block;font:800 1.55rem/1.15 var(--f-head);letter-spacing:-.02em}
.kpi span{color:var(--slate);font-size:.86rem}
.kpi.good b{color:var(--leaf)}
.bars{display:flex;align-items:flex-end;gap:3px;height:150px;padding-top:10px;border-bottom:1px solid var(--line)}
.bars i{flex:1;background:var(--sun);border-radius:4px 4px 0 0;min-height:2px;position:relative}
.bars i.neg{background:#E8B7AE}
.bars-legend{display:flex;justify-content:space-between;font-size:.8rem;color:var(--slate);margin-top:4px}
.loadlist{display:grid;gap:8px}
.loadrow{display:grid;grid-template-columns:1fr 84px 72px 34px;gap:8px;align-items:center}
.loadrow input{min-height:40px!important;padding:8px!important}
.loadrow button{min-height:40px}
@media (max-width:480px){.loadrow{grid-template-columns:1fr 70px 60px 30px}}

/* Support tiers */
.tiers{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
@media (max-width:760px){.tiers{grid-template-columns:1fr 1fr}}
.tier{border:2px solid var(--line);background:var(--card);border-radius:var(--r);padding:16px;text-align:left;cursor:pointer;font:inherit;color:var(--ink)}
.tier b{display:block;font:800 1.6rem/1.1 var(--f-head)}
.tier span{font-size:.88rem;color:var(--slate)}
.tier[aria-pressed="true"]{border-color:var(--leaf);background:var(--leaf-soft)}
.pay-links{display:flex;flex-wrap:wrap;gap:10px}

/* FAQ */
details.faq{border-top:1px solid var(--line);padding:4px 0}
details.faq:last-of-type{border-bottom:1px solid var(--line)}
details.faq summary{cursor:pointer;font:700 1.08rem/1.35 var(--f-head);padding:14px 30px 14px 0;list-style:none;position:relative}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";position:absolute;right:4px;top:10px;font-size:1.5rem;color:var(--sun-deep)}
details.faq[open] summary::after{content:"–"}
details.faq p{color:var(--ink-2)}

/* Glossary */
.gloss dt{font:700 1.1rem/1.3 var(--f-head);margin-top:18px;scroll-margin-top:90px}
.gloss dd{margin:4px 0 0;color:var(--ink-2)}
.az{display:flex;flex-wrap:wrap;gap:6px;margin:10px 0 20px}
.az a{display:grid;place-items:center;width:36px;height:36px;border:1px solid var(--line);border-radius:8px;text-decoration:none;font-weight:700}
.search-in{width:100%;max-width:420px;font:inherit;padding:12px 14px;border-radius:999px;border:1.5px solid var(--line);background:var(--card);color:var(--ink)}

/* Newsletter + footer */
.news{display:flex;gap:10px;flex-wrap:wrap}
.news input{flex:1 1 220px}
.site-foot{background:var(--paper);border-top:1px solid var(--line);padding:48px 0 28px;margin-top:20px;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:28px}
.foot-grid h4{font-size:1rem;margin-bottom:10px}
.foot-grid ul{list-style:none;margin:0;padding:0}
.foot-grid li{margin:6px 0}
.foot-grid a{text-decoration:none;color:var(--ink-2)}
.foot-grid a:hover{text-decoration:underline}
.foot-legal{border-top:1px solid var(--line);margin-top:30px;padding-top:18px;color:var(--slate);font-size:.85rem;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}.foot-grid>div:first-child{grid-column:1/-1}}

/* Consent */
.consent{position:fixed;left:16px;right:16px;bottom:16px;max-width:560px;margin:auto;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;box-shadow:0 20px 50px -20px rgba(0,0,0,.4);z-index:60;font-size:.92rem}
.consent p{margin:0 0 10px}
.consent .row{display:flex;gap:8px;flex-wrap:wrap}

/* State chooser */
.state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:6px}
.state-grid a{padding:10px 12px;border-radius:var(--r-sm);border:1px solid var(--line);text-decoration:none;display:flex;justify-content:space-between;gap:6px;background:var(--card)}
.state-grid a small{color:var(--slate)}
.state-grid a:hover{border-color:var(--ink)}

.pill{display:inline-block;padding:3px 10px;border-radius:999px;background:var(--paper);border:1px solid var(--line);font-size:.82rem;font-weight:700}
.pill.yes{background:var(--leaf-soft);border-color:transparent;color:var(--leaf)}
.center{text-align:center}
.mt0{margin-top:0}.mb0{margin-bottom:0}
.muted{color:var(--slate)}
.stack>*+*{margin-top:14px}
.hide{display:none!important}
@media print{.ownerbar,.site-head,.site-foot,.ad-slot,.consent,aside.side{display:none!important}}

.prose,.prose *{overflow-wrap:break-word}